What are your Fees? (don’t worry- we’re transparent here too!)
PaymentEarth is committed to offering a fully transparent, state-of-the-art platform for international payments.
The Power of Transparency means our clients always know the TRUE cost of their transaction, including any fees!
Is your average payment over $5K USD worth?
Ask how you can avoid wire fees entirely!
How do I really know what I’m paying now?
With over 50 years of international payments’ expertise, we understand that finding a payment provider worthy of your trust can be daunting, if not nerve wracking! Too many banks and brokers rely on “bait and switch” tactics to get their foot in the door, only to raise their margins at their first opportunity.
PaymentEarth is committed to offering truly transparent pricing- not only will we provide nationally published interbank prices (market rates), we’ll also show you how to calculate your Live rate with your set (fixed) margin.
Your payments are OUR business, and we believe good business is fair, transparent, and reliable- every time.
Skeptical? Or maybe just curious?
Use our FREE ONLINE CALCULATOR to see how your current provider stacks up!
The beauty of transparent, fixed pricing is that we’ll prove our Value with every trade… and with nothing to hide, we often find our fixed pricing is half the cost of most brokerages, and banks!
What about Settlement? (How do we pay PaymentEarth?)
We’re happy to take your money (for trades, that is)! Most clients settle via fast, free, and secure ACH (Automated Clearing House), while some prefer to send us a wire (totally fine too).
PaymentEarth will initiate a debit of the selected USD account (clients can add multiple accounts) on the day of trade; no further action, calls, or hassles required.
Do you charge for ACH (Automated Clearing House)?
ACH transactions are FREE with PaymentEarth. In reality, they cost us less than a buck to process, and we prefer to sleep soundly at night knowing we’re not nickle-and-diming our clients.
Some exchange houses pad their margin by tacking on an “ACH fee,” but at PaymentEarth, the upfront cost is the total cost.
What about the Wire Fee, aka “Per Transaction Charge?”
Is your average payment more than $5,000 USD? Congrats! You’ll likely never pay a fee with PaymentEarth!
Sending smaller payments, but still want low fees?
Send your wire via “Local Payment,” and we charge $1.00 per wire. That’s right- 100 pennies, or less than a pack of gum.
*These payments can take a day or two longer to credit, but funds arrive in full (no interbank “lifting fees”) and are a great cost savings when urgency is not a requirement!
What about sending SWIFT payments?
The Society for Worldwide Interbank Financial Telecommunication (SWIFT) provides a network that enables financial institutions worldwide to send and receive information about financial transactions in a secure, standardized and reliable environment.
Urgent (re: get it there ASAP) and expedited payments are available through the SWIFT network, with the added benefit of SWIFT receipts and MT103 reports.
SWIFT has been a tried and true method for efficiently delivering payments from one country to another for years. The system is constantly being refined and updated and is already able to facilitate credit on Same Day, or Next Day, with fully traceable SWIFT receipts. We offer this payment method, regardless of wire size, for an additional $8.00 per transaction.
What if I have to send USD? Can I send USD domestically (within the USA)?
We also offer U.S. dollar wires for value-added convenience, at a rate of $30.00 US per wire.
Do you guys use blockchain? How else can we send funds?
Ongoing Advancements– Paymentearth has partnered with Ripple, the “frictionless” way to send money globally, and can send payments via blockchain technology. As this network grows, and becomes a more commonplace payment option, rest assured that Paymentearth will offer the most competitive, transparent pricing.
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