International payments made easy!
Open an account and get started or give us a call: 800-566-0915
Paymentearth Resources brings together foreign exchange insights, company news, media coverage, industry events, and client experiences.
Explore the latest market information, see where the Paymentearth team has been active, and learn more about the businesses and industries we serve.
Currency markets can move quickly, and exchange-rate movements can directly affect the cost of international business.
Paymentearth’s FX Market Reports provide practical market commentary and currency insights to help businesses stay informed about the factors affecting the currencies they use.
Paymentearth believes strong business relationships are built through real conversations and real-world presence.
From media coverage and executive interviews to trade shows and industry events, our team stays connected with the businesses and industries that operate across borders.
Explore where we’ve been, what we’ve been featured in, and what we’re doing next.
Business Insider Markets | 2026
Paymentearth announced its upcoming FABTECH debut, new banking partnership, and website relaunch as the company continues expanding its transparent FX platform for globally active businesses.
Xraised | 2026
Paymentearth CEO and President Jeff Scanlon discusses the company’s approach to foreign exchange, international payments, transparency, and the challenges businesses face when moving money across borders.
Paymentearth representatives regularly attend and exhibit at industry events across the United States.
These events give our team the opportunity to meet businesses face-to-face, learn about their international payment needs, and build relationships across the industries we serve.
Las Vegas | 2019–2021
Paymentearth attended IWJG events in Las Vegas and connected with professionals across the international watch and jewelry industry.
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Miami Beach | 2023 & 2024
Paymentearth representatives attended the show and met with businesses across the luxury watch, jewelry, antiques, and collectibles markets.
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Miami | 2024 & 2025
Paymentearth attended the Miami International Boat Show, connecting with businesses across the marine, yacht, and luxury sectors.
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Fort Lauderdale | 2023 & 2024
Paymentearth attended one of the world’s leading marine industry events, meeting businesses involved in yachts, boating, marine products, and international trade.
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Miami | 2024
Paymentearth participated in Vinexpo Miami and connected with businesses across the wine and beverage industry.
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Anaheim | 2026
Paymentearth exhibited at NAMM 2026, meeting businesses across the global music products and technology industry.
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New York | 2026
Paymentearth attended the New York Travel & Adventure Show and connected with businesses and professionals across the international travel industry.
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New York | 2026
Paymentearth attended TEXWORLD NYC and connected with textile, apparel, sourcing, and manufacturing businesses.
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Chicago | September 2026
Paymentearth will attend IMTS 2026 to connect with manufacturers, machinery companies, industrial suppliers, and other globally active businesses.
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Las Vegas | 2026
Paymentearth will exhibit at FABTECH 2026, connecting with manufacturers and businesses across metal fabrication, forming, welding, and finishing.
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We believe businesses should understand what they are paying for their foreign exchange.
Banks and other providers may build their margin into the exchange rate, making the true cost of a currency transaction difficult to identify.
Paymentearth’s approach is different.
We provide transparent FX pricing so businesses can understand the exchange rate and cost before completing their transaction.
No confusing pricing structure. No need to guess where the FX margin is hidden.
Trade shows give us the opportunity to meet business owners, finance professionals, manufacturers, importers, exporters, and other globally active companies face-to-face.
We listen. We learn about their challenges. And we show businesses how transparent foreign exchange can make international payments more efficient.
Choosing an FX provider is about more than the exchange rate.
Businesses want transparency, responsive service, and a partner they can rely on when moving money internationally.
Read what Paymentearth clients have to say about their experience working with us.
I never like picking up sales calls—and honestly, who does? But I’m so glad I gave this one a chance and spoke with Alika for a few minutes. She explained something about the FX market to me in a way that no bank representative ever had...
I've been working with Alika P. for about 1 year and her prices are always very competitive. Alika is friendly, competent, and a pleasant to work with. She is quick to reply to all of my currency requests and never makes a mistake. It is so rare to find good, young employees in today’s workforce. Whoever hired her found a real Gem. Keep up the great work!!
Despite typically feeling annoyed by sales calls due to my busy schedule, I answered a call from Alika, as she had only reached out once in the past two months. Fortunately, I listened, as Alika provided valuable information and demonstrated significant savings I could achieve. While I appreciate the financial benefits, I was most impressed by the company's transparent business approach, which is uncommon nowadays. I highly recommend this company - I completed the application in 15 minutes and my account was opened within a few hours.
I own a business and import various machinery parts from Europe and Japan. If not for Alika and Paymentearth ethical approach to foreign currency payment methods, I'd be overpaying $20,000-$25,000 more every year to my bank. Good thing I listened and made a comparison. Not only do they have the lowest fair spreads, their customer is unparalleled. I highly recommend to reach out to Alika, and she will take care of all your needs, so you can focus on growing your business.
Whether you are new to Paymentearth or already managing international payments, here you’ll find answers to common questions about our services, foreign exchange, pricing, account setup, international payments, and security.
Questions can be expanded to view the answer.
Paymentearth is a U.S.-based foreign exchange and international payments provider focused on helping businesses send, receive, and manage international payments and foreign currencies.
We specialize in business-to-business foreign exchange and international payments, helping companies manage cross-border transactions with transparent pricing, technology, and dedicated FX support.
Paymentearth accounts are available to U.S. business entities that are legally registered to operate in the United States and meet our onboarding and compliance requirements.
No. Paymentearth is not a bank. We are a foreign exchange and international payments provider.
Our services operate through established banking and financial infrastructure, while our team specializes in foreign exchange and international payments.
Learn Why You Can Trust Us →
Most businesses can complete the onboarding process within a few hours once all required information and documents have been provided.
The exact timing may vary depending on the completeness of the information provided and any additional compliance review that may be required.
Open an Account →
Paymentearth uses a transparent FX pricing model so businesses can understand the cost of their foreign exchange transaction before completing the payment.
Unlike providers that may build their margin into the exchange rate without clearly showing the cost, Paymentearth provides transparent pricing based on the applicable exchange rate and agreed spread.
For current information about our pricing structure, please see our Fees page.
View Fees & Pricing →
The FX spread is the difference between the underlying market exchange rate and the exchange rate offered to the client.
This is one of the ways foreign exchange providers earn revenue from currency transactions.
Paymentearth believes businesses should be able to understand the cost of their FX transaction rather than having the margin hidden within an exchange rate.
Learn More About Fees →
A Forward Contract allows a business to lock in an exchange rate today for a payment that will be made at a future date.
Forward Contracts can help businesses manage currency risk, improve budgeting, and protect profit margins when they know they will need to make a future foreign currency payment.
Paymentearth offers Fixed-Date and Window Forward Contracts.
Learn More About Forward Contracts →
Forward points are adjustments applied to the current exchange rate when establishing a Forward Contract for future delivery.
They are primarily influenced by the interest-rate differential between the two currencies and the length of the contract.
Learn More About Forward Contracts →
Yes. Paymentearth offers Forward Contracts that allow eligible businesses to lock in an exchange rate for a future payment.
This can help reduce the uncertainty created by currency fluctuations.
Learn More About Forward Contracts →
Payment delivery times depend on the destination country, currency, payment network, receiving bank, and other factors.
Payments may be delivered through SWIFT or applicable local payment networks.
For additional information about payment timing, please see our Fees and Services pages.
View Services →
Paymentearth supports major global currencies for international payments and foreign exchange.
Currency availability can vary depending on the type of transaction and payment destination.
Please contact us to confirm availability for a specific currency or destination.
Speak With an FX Specialist
Yes. Paymentearth can support businesses receiving incoming international wire transfers.
Depending on the service being used, businesses can receive funds, convert incoming foreign currencies, and use available balances for future payments.
Paymentearth also offers Business IBAN and Virtuwallet solutions that can support receiving, converting, and holding multiple currencies.
Learn More About Business IBAN Accounts →
International payments may be delivered through SWIFT or applicable local payment networks, depending on the currency and destination.
The appropriate payment network is determined based on the requirements of the transaction.
Paymentearth operates within an established regulatory and banking framework.
PE Global Partners LLC DBA Paymentearth is registered with FinCEN as a Money Services Business and is registered with NMLS #1543992.
Paymentearth also operates through its banking relationship with Community Federal Savings Bank (CFSB) and maintains applicable state licensing and regulatory arrangements where required.
Because regulatory requirements can vary by jurisdiction, detailed licensing and regulatory information is available through our Why Trust Us page.
Why Trust Us →
Paymentearth maintains compliance and risk controls designed to help protect our clients and their transactions.
These include:
● Customer identification and verification procedures
● KYC (Know Your Customer)
● AML (Anti-Money Laundering) procedures
● Sanctions screening
● Transaction monitoring
● Verification procedures for new beneficiaries/vendors
As an additional control, Paymentearth voice-verifies every new vendor/beneficiary before funds are sent.
Learn How We Protect Your Money →
When a business initiates a payment, funds are sent to the designated Paymentearth account through the applicable banking infrastructure.
Paymentearth then converts the USD into the currency requested by the client. Once the incoming funds have settled, the converted funds are sent to the client’s designated beneficiary.
ACH settlement is typically approximately 48 hours, although timing can vary.
Before funds are sent to a new beneficiary/vendor, Paymentearth performs a voice verification as an additional security measure.
Clients access PE Direct using the email address and password they created when setting up their account. Notifications are sent through the Paymentearth system when appropriate.
Login to PE Direct →
As part of the onboarding process, Paymentearth collects information and documentation necessary to verify the business and satisfy applicable compliance requirements. This may include information about the company, its ownership, authorized users, and the nature of its business. The exact information required can vary depending on the business and the transaction profile.
Open an Account →
Every business has different international payment requirements.
Our FX specialists can answer questions about currencies, payments, pricing, Forward Contracts, account setup, and your specific business needs.
Open an account and get started or give us a call: 800-566-0915
Paymentearth makes uploading an excel file of all my monthly payments very easy! I upload it on their site and I’m able to print a confirmation in minutes! When we combine this with transparency and knowing our exact spread, it is a no brainer!
Marion, CFO, Florida